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The sale is not a sale until it is collected.

Credit limits enforced at order entry, automatic sales hold, collection on the route, cheque management and receivable ageing by outlet, route and channel.

The problem

General trade runs on credit and cash, often on the same route on the same day. Credit limits exist on paper and are exceeded in practice because the rep taking the order cannot see the balance.

Enforcement has to happen where the order is created, on the rep's device, before the goods are committed — not in a credit review two weeks later.

Core workflow

Limit to collected cash.

01
Limit
Credit limit and terms per outlet, approved.
02
Order check
Balance and ageing checked on the rep's device.
03
Hold or release
Order held automatically, override logged.
04
Collection
Cash or cheque taken on the visit, receipted.
05
Cheque management
Post-dated cheques, deposit and bounce handling.
06
Ageing
Receivable ageing by outlet, route and channel.
What it covers

Credit

Credit limit and payment termsAutomatic sales holdOverride authority and loggingCredit review workflowSecurity cheques and guarantees

Collection

Collection on routeCash, cheque and transferReceipt printing on devicePost-dated cheque registerBounce and re-presentation

Exposure

Receivable ageingOverdue by outlet and routeRep collection performanceBad debt provisioningChannel credit exposure
Operational outcomes
34 days
Average collection period
0
Orders shipped over the credit limit
−38%
Overdue receivables
On visit
Collection recorded, not at depot

Ranges observed on Al Jawad engagements. Targets agreed in assessment.

Enforce credit on one route for a month.

We enable live credit checking on one route and report overrides, overdue movement and collection speed.