F&I built into the deal, not bolted beside it.
Multiple banks and finance products, calculators, applications and approval tracking — with insurance quotation and policy issuance in the same deal.
63%
Finance penetration
48%
Insurance attachment
1.9 days
Application to approval
Our position
F&I is the highest-margin line in most dealer groups and the least instrumented. Applications sit with one person, approvals arrive by email, and penetration is measured after the quarter has closed.
Running it inside the deal makes penetration a live number and the commission calculation automatic.
What it covers
Multiple banksFinance productsCalculatorsApplicationsApproval trackingInsurance quotationPolicy issuanceExtended warrantyPenetration reportingCommission
What changes
Today
With the DMS
Applications by email per bank
One application desk, all banks
Penetration measured quarterly
Penetration visible daily
Commission calculated manually
Commission posted from the deal
Next step
Finance & insurance: is it costing you more than you can see?
A working session on this module alone — your VINs, your branches, your numbers. We show the workflow, then tell you what would have to change operationally before it would hold.
What the session covers
Finance & insurance as your team would run it
The workflow configured against how your operation works today, not a generic demonstration.
The numbers it moves
Which of your operating metrics this module changes, and how quickly they would move.
What would have to change first
An honest read on the process and ownership changes this module depends on.